Spurred by President Obama's stimulus efforts, the U.S. Small Business Adminstration is working to deliver more capital financing to entrepreneurs and small companies around the nation. But like any financing, business owners must navigate a complex course of procedures, qualifications, documentation, and approvals. Loan approval is much easier with help from the latest edition of banker Charles Green's invaluable book, which breaks the application process down into easy steps. Green wastes no time in showing: The many options available under the SBA financing programs and how to determine the one that is best for your business. How to produce and position your application information, including the banker's views on your financial statements. How to present the application to the bank in their language. How business owners should deal with prior problems, and respond to lender objectionsIn today's turbulent economic environment, solid financial capacity is the key to small business survival. And this fully updated guide to SBA loans will help you land exactly as much as you need.
The SBA Loan Book, 2nd Edition provides you with step-by-step instructions on how to maneuver through the complex maze of eligibility, qualification, and approval needed to get SBA financing. This edition includes the most up-to-date information on policy changes including Revision E, the 504 program, the SBA Express program. The SBA Loan Book, 2nd Edition give you answers to your most important questions, including how to: Increase your chances of getting a loan Fill out a loan application Present yourself to lenders Consider your options for SBA-guaranteed loans Close your loan fast In addition, you'll learn how to appeal a lender's denial, as well as how to approach a loan request if you've previously filed bankruptcy. The SBA Loan Book, 2nd Edition also includes the latest resources and forms.
This new book will provide you with a road map to securing the financing. The book goes into traditional financing methods and assists the reader in setting up proper financial statements and a proper business plan. It details the differences between debt and equity financing and how and why to use each. Valuation techniques are explained for determining what your business is truly worth. However, the book's real strength is in explaining alternative and creative methods of financing, such as SBA financing, investor angels, IPOs, limited public offerings and venture capital. Essential resources for finding the detailed information you need are included throughout.
Explore the many options available to get the money you need for your businessWhether your business is a new start-up, an established company attempting to grow, or somewhere in between, Get Your Business Funded gives you the full range of options for raising capital in today's challenging economy.Covering everything from bank loans to angel investors to equity financing to more unorthodox methods, this complete guide uses clear, easy-to-understand language to explain each approach.Divided into two sections: "Sources and Funding" and "What You Need to Know" Explains such unorthodox financing sources as peer-to-peer lending, online grants, business plan competitions, and the "friends and family plan" Reveals untapped funding streams available through the government Follows on the success of the author's previous work The Small Business BiblePick up this reader-friendly guide and discover the many ways you can Get Your Business Funded right now.
The leading resource for starting and running any small businessWant to start the small business of your dreams? Want to breathe new life into the one you already have? Small Business For Dummies provides authoritative guidance on every aspect of starting and growing your business, from financing and budgeting to marketing, management and beyond.This completely practical, no-nonsense guide gives you expert advice on everything from generating ideas and locating start-up money to hiring the right people, balancing the books, and planning for growth. You'll get plenty of help in ramping up your management skills, developing a marketing strategy, keeping your customers loyal, and much more. You'll also find out to use the latest technology to improve your business's performance at every level.How start-up and established small businesses can use the Small Business Jobs Act to their advantageEnhanced and expanded coverage on using technology in your small businessHiring employees using online resources including LinkedIn, Facebook, and other social media sitesNew coverage of the recent health care bill, health savings accounts, and their implications for small businessUpdated coverage of the best places to get small business loansWhat it takes to achieve and maintain success in an ever-changing economic landscapeYou have the energy, drive, passion, and smarts to make your small business a huge success. Small Business For Dummies provides the rest.
Skip the bank - create a compelling loan agreement with your friends and family! Your business is your future, whether you're starting up or expanding -- but banks and other lending institutions aren't willing to invest in your "unproven" venture, especially during a credit crunch or if you lack collateral. The solution? Raising money from family and friends! Business Loans from Family & Friends offers the information, forms and advice you need to create a solid agreement that's structured so that everyone understands the details and no one gets hurt, all while staying within the law. You'll find out how to develop and pitch a financing plan, draw up the paperwork, talk to potential investors and finalize a deal that protects both sides. All the forms you need are available on the enclosed CD-ROM, including: a loan proposal letter promissory note letter of intent personal financial statement and more! Business Loans from Family & Friends is written by Asheesh Advani, founder of CircleLending, now Virgin Money, and contains an introduction by Richard Branson, founder and chairman of the Virgin Group. Let their experience in person-to-person loans guide you toward small business success! When I first started out in the record business, and was struggling to get by, my Aunt Joyce was kind enough to give me a small loan. In my case, as maybe in yours, my aunt had heard through the family grapevine that I needed a loan, and when I came knocking on her front door she was prepared with her offer. I was incredibly grateful, took it very seriously, and paid her back - with generous interest - as soon as I was able. That loan kept the Virgin Records recording studio afloat. It gave me the time and resources I needed to make my business a success. And many years, and many business ventures later, I still have her to thank. Though my ventures and my lenders are considerably bigger now, I still witness the critical role that relatives, friends and associates play in the founding and growth of young businesses. And it makes so much sense, really. Friendly lenders tend to be a fast, flexible and affordable source of capital - as long as they can trust you are good for the funds. If you can't get what you need close to home, and if banks have slammed their doors on you, get out there and keep searching. Even in recessionary times, a resourceful entrepreneur will find sources of capital from within their network or friends' networks. Be patient. Be persistent. Be resilient. I'll say now that when it comes to growing a business I truly believe there are no rules to follow. What works once may never work again. You learn to walk by doing, and falling over, and it's because you fall over that you learn to save yourself from falling over. Raising money to fund a growing company is the same. This is the only book I've ever seen that rolls up its sleeves to help entrepreneurs raise business capital from people they know. And I'm delighted to have a part in it to help you get started. I truly believe that success is when you have created something you can really be proud of. So, on with it! Richard Branson (20070201)
Previous editions of this definitive directory have helped tens of thousands of entrepreneurs and small business professionals. Completely revised and updated, the latest version lists over 700 sources of money along with addresses, amounts available and special requirements. Includes guidelines for how to apply, information on proposal writing, meeting strategies and more. Whether you're starting a new business or trying to keep an existing one afloat, there are billions of dollars available and this guide will help you get your share.
Good financing is an essential part of running a business. With inside information from an experience banker, this book takes business owners through the loan process. Recommended by "Inc." Magazine, it will help readers prepare a successful loan request package .
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